Do you have a minimum account size?

Our services are best suited for clients with investable assets in excess of $500,000.

How do I know my money is safe?

Our firm works directly with an independent third-party broker-dealer, Kestra Financial, and all of our client assets are held in custody at Fidelity Institutional®. Our clients are provide 24/7 access and visibility to accounts via an online client portal. 

What is a Certified Investment Management Analyst® (CIMA®)?

The CIMA certification signifies that an individual has met initial and ongoing experience, ethical, education, and examination requirements for investment management consulting, including advanced investment management theory and application. Prerequisites for the CIMA certification are three years of financial services experience and an acceptable regulatory history. To obtain the CIMA certification, candidates must pass an online Qualification Examination, successfully complete a one-week classroom education program provided by a Registered Education Provider at an AACSB-accredited university business school, pass a Certification Examination, and have an acceptable regulatory history as evidenced by FINRA Form U-4 or other regulatory requirements. CIMA designees are required to adhere to IMCA’s Code of Professional Responsibility, Standards of Practice, and Rules and Guidelines for Use of the Marks. CIMA designees must obtain 40 hours of continuing education credits, including two ethics hours, every two years to maintain the certification. The designation is administered through Investment Management Consultants Association (IMCA). The CIMA certification has earned ANSI® (American National Standards Institute) accreditation under the personnel certification program. The American National Standards Institute, or ANSI, is a private nonprofit organization that facilitates standardization and conformity assessment activities in the United States. CIMA is the first financial services credential to meet this international standard for personnel certification.

What is a Certified Public Accountant (CPA)?

A CPA is a Certified Public Accountant who is licensed by a state board of accountancy. To earn the prestige associated with a CPA license, one is required to demonstrate knowledge and competence by meeting high educational standards, passing the CPA exam, and completing a specific amount of general accounting experience. A CPA license is the accounting profession’s highest standard of competence, a symbol of achievement and assurance of quality. Upon completion of the CPA exam, CPAs must meet requirements defined by their licensing state board of accountancy to maintain the license. For dedicated professional accountants, earning a CPA license is just the beginning. Tennessee CPAs must report 80 hours of continuing education credits, every two years to maintain their licenses.

What is a registered investment advisory (RIA) firm?

As registered investment advisor representatives, Jim Davis and Susanne Reseland act in a fiduciary capacity. That means we always put the interests of our clients ahead of our own interests. Under the Investment Advisors Act of 1940, any firm that is engaged in the business of providing financial advice for a fee is considered to be an “investment advisor.” As such, our partner, Kestra Advisory Services, LLC, is registered with the Securities and Exchange Commission (SEC).